I spent nine of the last twenty-four hours playing Cashflow 101. If you're unfamiliar with it, this is the educational game based on Robert Kiyosaki's Rich Dad, Poor Dad series of financial books.
The game definitely helps put certain things in perspective, but makes some of the investment options too easy. It's not difficult to get the 'gist' of the game, yet I can see how some people might try to take some of the game interactions as literal ways to behave in the real financial world. That seems a little dangerous to me.
At any rate, I began as the janitor last night. This profession has an incredible lack of expenses and it made winning fairly easy. The biggest trouble I had was landing on investment opportunities once I was out of the Rat Race. Indeed, it feels like the game is really 'won' by getting out of the Rat Race-- the ease of life afterwards is almost laughable. I'm sure this isn't accidental, since they want to convey that as the most important step.
For today's game, we decided to put our personal financial information onto the sheets to see how well things worked. My friend Scott won quickly, mostly because he has very low living expenses and it only took a handful of wise investments to get him to financial freedom. I was able to get out of the Rat Race soon after because my income was so much higher than my expenses and debt. As such, I was able to invest in large deals from the get-go and leapt into the Fast Track with far more money than we had seen previously (nearly half a million).
All in all, it's a neat game. It definitely has me thinking very much about my own finances and how I can make the most of my investable income. We'll see if I can carry that momentum forward.

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